Explore local-law terms for Indian accounts
Our terms apply to accounts created for India where local law permits access. When you open an account, you agree that the details you submit are accurate, that you will keep your login private, and that you will follow any regional or transaction checks linked to
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your account. We may ask for a document before deposits, withdrawals, or certain changes are approved, and we may pause access if a request looks unsafe, incomplete, or inconsistent with these terms. If a clause conflicts with local law, the local rule applies first. UPI, Paytm,
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PhonePe, and Google Pay can be used only where the provider and your bank support the transaction, and the same legal checks apply to each step. We post updates on the site so you can see which version governs your account at that time.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.